/* Folha de estilos partilhada por todo o portal Há Conta! */
:root{
  --bg:#f1f4f9; --surface:#ffffff; --surface-2:#f5f7fb;
  --ink:#101a33; --muted:#566380; --line:#d7deeb;
  --accent:#1b46c9; --accent-ink:#ffffff; --accent-soft:#e4eafb;
  --ss:#8fa3d4; --irs:#d9783a;
  --ad-line:#bcc6da;
  --f-display:'Bricolage Grotesque','Segoe UI',system-ui,sans-serif;
  --f-body:'Hanken Grotesk',system-ui,-apple-system,'Segoe UI',sans-serif;
  --f-num:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --bg:#0b1220; --surface:#121b30; --surface-2:#17223b;
    --ink:#e7ecf8; --muted:#9eabc8; --line:#26324f;
    --accent:#88a5ff; --accent-ink:#0b1220; --accent-soft:#1a2850;
    --ss:#5b70a6; --irs:#e8935a;
    --ad-line:#37466a;
    color-scheme:dark;
  }
}
:root[data-theme="dark"]{
  --bg:#0b1220; --surface:#121b30; --surface-2:#17223b;
  --ink:#e7ecf8; --muted:#9eabc8; --line:#26324f;
  --accent:#88a5ff; --accent-ink:#0b1220; --accent-soft:#1a2850;
  --ss:#5b70a6; --irs:#e8935a;
  --ad-line:#37466a;
  color-scheme:dark;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none !important}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.5 var(--f-body)}
h1,h2,h3,p,dl,dd,figure{margin:0}
.num{font-family:var(--f-num);font-variant-numeric:tabular-nums}
.wrap{max-width:1120px;margin-left:auto;margin-right:auto;
  padding-left:max(16px,env(safe-area-inset-left,0px));
  padding-right:max(16px,env(safe-area-inset-right,0px))}

/* Faixa de azulejo */
.tiles{height:14px;background:var(--accent);opacity:.9;
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='28' height='14'%3E%3Cpath d='M14 1l3 6-3 6-3-6z'/%3E%3Ccircle cx='0' cy='7' r='2'/%3E%3Ccircle cx='28' cy='7' r='2'/%3E%3C/svg%3E") repeat-x;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='28' height='14'%3E%3Cpath d='M14 1l3 6-3 6-3-6z'/%3E%3Ccircle cx='0' cy='7' r='2'/%3E%3Ccircle cx='28' cy='7' r='2'/%3E%3C/svg%3E") repeat-x}

/* Cabeçalho */
.top{background:var(--surface);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px 24px;padding-top:16px;padding-bottom:16px}
.brand{display:flex;align-items:center;gap:12px;min-width:0}
.brand svg{flex:none;color:var(--accent)}
.brand .name{display:block;font:700 26px/1 var(--f-display);letter-spacing:-.01em;color:var(--ink)}
.brand{text-decoration:none;color:inherit}
.brand p{font-size:14px;color:var(--muted);margin-top:4px}
.stamp{font-size:12px;color:var(--muted);letter-spacing:.02em}

main.wrap{display:grid;gap:24px;padding-top:20px;padding-bottom:48px}

/* Publicidade (espaços reservados) */
.ad{display:grid;place-items:center;align-content:center;gap:2px;text-align:center;
  border:1px dashed var(--ad-line);border-radius:10px;color:var(--muted);
  font-size:11px;letter-spacing:.1em;text-transform:uppercase;padding:8px}
.ad small{font-size:11px;letter-spacing:.04em;text-transform:none;opacity:.85}
.ad-top{min-height:100px;max-width:970px;width:100%;margin-left:auto;margin-right:auto}
.ad-side{min-height:250px}
.ad-wide{min-height:280px;max-width:970px;width:100%;margin-left:auto;margin-right:auto}
/* Espaços de publicidade escondidos até a conta AdSense ser aprovada.
   Para os mostrar de novo, apague esta regra (ou troque "none" por "grid"). */
.ad{display:none !important}

/* Ferramenta */
.tool{display:grid;gap:20px;grid-template-columns:minmax(0,1fr);align-items:start}
@media (min-width:900px){.tool{grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:28px}}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:20px}
.panel > h2{font:700 20px/1.2 var(--f-display);margin-bottom:16px}
.fields{display:grid;gap:22px}
fieldset{border:0;padding:0;margin:0;min-width:0}
.field{display:grid;gap:8px;min-width:0}
.lbl{font-weight:600;font-size:14px;padding:0}
legend.lbl{margin-bottom:8px;float:left;width:100%}
legend.lbl + *{clear:both}
.hint{font-size:13px;color:var(--muted)}

.money{display:flex;align-items:center;border:1px solid var(--line);border-radius:10px;background:var(--surface-2)}
.money:focus-within{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.money input{flex:1;min-width:0;border:0;background:transparent;color:inherit;font:600 22px/1.2 var(--f-num);padding:10px 12px;outline:0}
.money span{padding-right:14px;color:var(--muted);font-family:var(--f-num)}
input[type=number]{-moz-appearance:textfield;appearance:textfield}
input[type=number]::-webkit-outer-spin-button,input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
input[type=range]{width:100%;accent-color:var(--accent);margin:4px 0 0}
.range-scale{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}

.seg{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);gap:4px;padding:4px;background:var(--surface-2);border:1px solid var(--line);border-radius:12px}
.seg label{position:relative;display:block;min-width:0}
.seg input{position:absolute;inset:0;width:100%;height:100%;margin:0;opacity:0;cursor:pointer}
.seg span{display:block;text-align:center;padding:10px 6px;border-radius:8px;font-size:14px;font-weight:600;line-height:1.2;color:var(--muted)}
.seg input:checked + span{background:var(--surface);color:var(--accent);box-shadow:inset 0 0 0 1.5px var(--accent)}
.seg input:focus-visible + span{outline:2px solid var(--accent);outline-offset:2px}
@media (max-width:480px){.seg.stack{grid-auto-flow:row}}
.seg.col{grid-auto-flow:row}

.step{display:inline-flex;align-items:center;justify-self:start;border:1px solid var(--line);border-radius:10px;background:var(--surface-2)}
.step button{width:46px;height:46px;border:0;background:transparent;color:var(--accent);font:600 22px/1 var(--f-body);cursor:pointer;border-radius:10px}
.step button:focus-visible,.adv summary:focus-visible,.slip details summary:focus-visible,.faq summary:focus-visible,.dock button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.step input{width:44px;text-align:center;border:0;background:transparent;color:inherit;font:600 20px/1 var(--f-num);outline:0}

.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px}
.plain{border:1px solid var(--line);border-radius:10px;background:var(--surface-2);color:inherit;font:600 18px/1.2 var(--f-num);padding:10px 12px;width:100%;min-width:0}
.plain:focus-visible,select.plain:focus-visible{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
select.plain{font:500 15px/1.3 var(--f-body)}

.adv{border-top:1px solid var(--line);padding-top:16px}
.adv summary{cursor:pointer;font-weight:600;font-size:14px;color:var(--accent);border-radius:6px}
.adv .fields{margin-top:16px}
.check{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:4px 10px;align-items:start}
.check input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--accent)}
.check .hint{grid-column:2 / -1}
.check .help{margin-left:0}

/* Recibo */
.results{display:grid;gap:20px;min-width:0}
.slip{background:var(--surface);border:1px solid var(--line);border-radius:16px;overflow:hidden}
.slip-hero{background:var(--accent-soft);padding:20px}
.slip-top{display:flex;flex-wrap:wrap;gap:8px 12px;align-items:center;justify-content:space-between}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{font-size:12px;font-weight:600;padding:3px 9px;border-radius:99px;border:1px solid var(--line);background:var(--surface);color:var(--ink)}
.hero{margin-top:10px;font:700 clamp(48px,9vw,76px)/1 var(--f-display);letter-spacing:-.025em;color:var(--accent);overflow-wrap:anywhere}
.hero .dec{font-size:.4em;letter-spacing:0;margin-left:3px}
.hero-sub{margin-top:12px;font-size:15px;display:grid;gap:4px}
.slip-body{padding:20px;display:grid;gap:22px}
.bar{display:flex;height:14px;border-radius:7px;overflow:hidden;background:var(--line);gap:2px}
.bar i{display:block;min-width:0}
.legend{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:13px;color:var(--muted);margin-top:10px}
.legend b{color:var(--ink);font-weight:600}
.sw{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px}
.lines{display:grid}
.line{display:flex;align-items:baseline;gap:8px;padding:7px 0;font-size:15px}
.line dt{min-width:0;flex:0 1 auto}
.line dt em{font-style:normal;color:var(--muted);font-size:13px;margin-left:4px}
.line dd{white-space:nowrap}
.dots{flex:1 1 16px;min-width:12px;border-bottom:1px dotted var(--ad-line);transform:translateY(-3px)}
.line.total{border-top:1px solid var(--line);margin-top:6px;padding-top:13px;font-weight:700}
.line.final{margin:8px -12px 0;padding:12px;border-radius:10px;background:var(--accent-soft);font-weight:700;font-size:16px}
.cookie{position:fixed;left:12px;right:12px;bottom:12px;z-index:60;max-width:560px;margin:0 auto;background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:14px;padding:14px 16px;box-shadow:0 12px 40px rgba(5,10,25,.28);font-size:14px}
.cookie[hidden]{display:none}
.cookie p{margin:0 0 10px}
.cookie .row{display:flex;gap:8px;justify-content:flex-end;flex-wrap:wrap}
.cookie button{font:600 14px/1 var(--f-body);padding:10px 16px;border-radius:10px;border:1px solid var(--line);background:var(--surface-2);color:var(--ink);cursor:pointer}
.cookie button.ok{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}
.cookie button:focus-visible,.linkbtn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.linkbtn{background:none;border:0;padding:0;color:inherit;font:inherit;text-decoration:underline;cursor:pointer}
.notice{font-size:13px;background:var(--surface-2);border:1px solid var(--line);border-radius:10px;padding:10px 12px}
.year{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));border-top:1px solid var(--line);padding-top:18px}
.year > div{min-width:0}
.year h3{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.year .v{font:600 19px/1.3 var(--f-num);margin-top:4px;overflow-wrap:anywhere}
.year .s{font-size:12.5px;color:var(--muted);margin-top:2px}
.slip details{border-top:1px solid var(--line);padding-top:14px}
.slip details summary{cursor:pointer;font-weight:600;font-size:14px;color:var(--accent);border-radius:6px}
.tblwrap{overflow-x:auto;margin-top:12px}
.tblwrap table{width:100%;border-collapse:collapse;font-size:13px}
.tblwrap th,.tblwrap td{padding:7px 10px;text-align:left;border-bottom:1px solid var(--line);white-space:nowrap}
.tblwrap th{font-weight:600;color:var(--muted);font-size:12px}
.tblwrap tr.on{background:var(--accent-soft);font-weight:600}
.small{font-size:12.5px;color:var(--muted)}
.slip details .small{margin-top:10px}
.disclaimer{font-size:12.5px;color:var(--muted)}

/* Conteúdo */
.notes{display:grid;gap:36px;padding-top:12px}
.notes h2{font:700 26px/1.2 var(--f-display);letter-spacing:-.01em;text-wrap:balance}
.cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:18px}
.cols h3{font:700 17px/1.3 var(--f-display);border-top:2px solid var(--ink);padding-top:12px}
.cols p{margin-top:8px;color:var(--muted);font-size:15px;max-width:60ch}
.faq{margin-top:16px;max-width:760px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{cursor:pointer;font-weight:600;border-radius:6px}
.faq p{margin-top:8px;color:var(--muted);max-width:66ch}
.sources{font-size:14px;color:var(--muted);display:grid;gap:4px;margin-top:12px;padding-left:18px}
.sources a{color:var(--accent)}
footer .wrap{padding-top:8px;padding-bottom:40px;font-size:13px;color:var(--muted);display:grid;gap:4px}

/* Barra fixa em ecrãs pequenos */
.dock{position:fixed;left:0;right:0;bottom:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:12px;
  background:var(--surface);border-top:1px solid var(--line);
  padding-top:10px;padding-bottom:calc(10px + env(safe-area-inset-bottom,0px));
  padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.dock small{display:block;font-size:12px;color:var(--muted);line-height:1.2}
.dock strong{font:700 22px/1.2 var(--f-display);color:var(--accent)}
.dock button{border:0;border-radius:10px;background:var(--accent);color:var(--accent-ink);font:600 14px/1 var(--f-body);padding:12px 16px;cursor:pointer}
@media (min-width:900px){.dock{display:none!important}}
@media (max-width:899px){footer .wrap{padding-bottom:96px}}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}

/* Botão de ajuda e janela de explicação */
.lblrow{display:flex;align-items:center}
.help{position:relative;display:inline-grid;place-items:center;flex:none;width:22px;height:22px;margin-left:8px;padding:0;
  border:1.5px solid var(--accent);border-radius:50%;background:transparent;color:var(--accent);
  font:700 13px/1 var(--f-body);letter-spacing:0;text-transform:none;cursor:pointer;vertical-align:middle}
.help::after{content:"";position:absolute;inset:-11px}
.help:hover{background:var(--accent-soft)}
.help:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.line dt .help{margin-left:6px;width:20px;height:20px;font-size:12px}
.year h3 .help{margin-left:6px;width:18px;height:18px;font-size:11px}
dialog{padding:0;border:1px solid var(--line);border-radius:18px;background:var(--surface);color:var(--ink);
  width:min(580px,calc(100% - 32px));max-height:calc(100dvh - 32px);box-shadow:0 24px 70px rgba(5,10,25,.4)}
dialog[open]{display:flex;flex-direction:column}
dialog::backdrop{background:rgba(8,14,30,.6)}
html:has(dialog[open]){overflow:hidden}
.dlg-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;padding:20px 20px 0}
.dlg-head h2{font:700 22px/1.2 var(--f-display);letter-spacing:-.01em;text-wrap:balance}
.dlg-x{flex:none;width:36px;height:36px;border:1px solid var(--line);border-radius:50%;background:var(--surface-2);color:var(--ink);font:400 22px/1 var(--f-body);cursor:pointer}
.dlg-x:focus-visible,.btn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.dlg-body{padding:12px 20px 4px;overflow-y:auto;overscroll-behavior:contain}
.dlg-body .lead{font-size:16px}
.dlg-body h3{font:700 14px/1.3 var(--f-display);margin-top:18px;letter-spacing:.02em}
.dlg-body h3 + p,.dlg-body h3 + ul{margin-top:6px}
.dlg-body p,.dlg-body li{font-size:15px}
.dlg-body p + p{margin-top:10px}
.dlg-body ul{margin:0;padding-left:20px;display:grid;gap:6px}
.dlg-body a{color:var(--accent)}
.eg{margin-top:16px;padding:12px 14px;border-radius:10px;background:var(--accent-soft);font-size:14.5px;line-height:1.5}
.dlg-foot{display:flex;justify-content:flex-end;padding:16px 20px 20px}
.btn{border:0;border-radius:10px;background:var(--accent);color:var(--accent-ink);font:600 15px/1 var(--f-body);padding:12px 22px;cursor:pointer}

/* Portal: navegação, cabeçalho de página, cartões e texto corrido */
.brand .tag{display:block;font-size:14px;color:var(--muted);margin-top:4px}
.top .wrap{padding-top:14px;padding-bottom:14px}
.nav{display:flex;flex-wrap:wrap;gap:4px 14px;font-size:14.5px;font-weight:600}
.nav a{color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover{color:var(--accent)}
.nav a[aria-current="page"]{color:var(--accent);border-bottom-color:var(--accent)}
@media (max-width:1000px){
  .top .wrap{padding-bottom:10px}
  .nav{flex-wrap:nowrap;gap:8px;margin:12px -16px 0;padding:2px 16px 4px;overflow-x:auto;overscroll-behavior-x:contain;scroll-snap-type:x proximity;scrollbar-width:none;-webkit-overflow-scrolling:touch;
    -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 16px,#000 calc(100% - 28px),transparent 100%);mask-image:linear-gradient(90deg,transparent 0,#000 16px,#000 calc(100% - 28px),transparent 100%)}
  .nav::-webkit-scrollbar{display:none}
  .nav a{flex:0 0 auto;scroll-snap-align:center;white-space:nowrap;font-size:14.5px;padding:8px 14px;border:1px solid var(--line);border-radius:999px;background:var(--surface-2)}
  .nav a:hover{border-color:var(--accent)}
  .nav a[aria-current="page"]{background:var(--accent);border-color:var(--accent);color:var(--accent-ink)}
}
.pagehead h1{font:700 clamp(24px,4vw,32px)/1.15 var(--f-display);letter-spacing:-.01em;text-wrap:balance}
.pagehead .stamp{margin-top:6px}
.flinks{display:flex;flex-wrap:wrap;gap:4px 18px}
.flinks a,.flinks .linkbtn{color:inherit}
main.home{gap:36px;padding-top:32px}
.intro h1{font:700 clamp(30px,5.5vw,46px)/1.1 var(--f-display);letter-spacing:-.02em;text-wrap:balance;max-width:20ch}
.intro .lead{margin-top:14px;font-size:18px;color:var(--muted);max-width:56ch}
main.home h2,main.prose h2{font:700 24px/1.2 var(--f-display);letter-spacing:-.01em}
.cards{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));margin-top:16px}
.card{display:grid;gap:8px;align-content:start;padding:20px;background:var(--surface);border:1px solid var(--line);border-radius:16px;color:inherit;text-decoration:none}
a.card:hover{border-color:var(--accent)}
a.card:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.card h3{font:700 19px/1.25 var(--f-display)}
.card p{font-size:15px;color:var(--muted)}
.card .go{font-weight:600;font-size:14px;color:var(--accent)}
.card.soon{opacity:.75;border-style:dashed}
.badge{justify-self:start;font-size:12px;font-weight:600;padding:3px 9px;border-radius:99px;background:var(--accent-soft);color:var(--accent)}
main.prose{display:grid;gap:14px;max-width:760px;padding-top:28px;padding-bottom:56px}
main.prose h1{font:700 clamp(28px,5vw,38px)/1.15 var(--f-display);letter-spacing:-.015em}
main.prose h2{margin-top:14px}
main.prose p,main.prose li{color:var(--ink);max-width:68ch}
main.prose ul{margin:0;padding-left:20px;display:grid;gap:6px}
main.prose a{color:var(--accent)}
main.prose code{font-family:var(--f-num);font-size:.9em}
main.prose .tblwrap{margin-top:4px}
main.prose .tblwrap td,main.prose .tblwrap th{white-space:normal}

/* Crédito habitação: separadores no painel e lista de verificações */
:root{--ok:#17744a;--bad:#b3261e}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){--ok:#5fd39a;--bad:#ff8a80}}
:root[data-theme="dark"]{--ok:#5fd39a;--bad:#ff8a80}
.panel > h2:not(:first-child){margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}
.subh{font:700 16px/1.3 var(--f-display);margin-top:6px}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.checks li{display:grid;grid-template-columns:22px 1fr;gap:10px;font-size:14px;line-height:1.4}
.checks .ic{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font:700 13px/1 var(--f-body);color:#fff;background:var(--muted)}
.checks .ok .ic{background:var(--ok)}
.checks .no .ic{background:var(--bad)}
.checks .s{display:block;color:var(--muted);font-size:12.5px;margin-top:2px}
#grp-var,#grp-fixa{display:grid;gap:22px}